Executive Health
The Executive Health plan is a comprehensive non-group health plan that offers a wide range of benefits for you and your family. Overseas emergency and non­emergency benefits are also provided for medical care while in other Sagicor territories.

Things You Should Know
Dependent...

Executive Health
The Executive Health plan is a comprehensive non-group health plan that offers a wide range of benefits for you and your family. Overseas emergency and non­emergency benefits are also provided for medical care while in other Sagicor territories.

Things You Should Know
Dependent...

The 60-Month Disability Plan pays the insured a specific amount of money each month following g a 90-day waiting period after the insured has become disabled. Many policies will not pay for a disability if you have the ability to perform another job. Under the 60-Month Disability Plan, “Your Occupat... (Click for full details)

The Final Expense plan allows your to save on the worry of the tough decisions! You have taken care of everything all your life. Now, you can preplan as a final gift to your loved ones. Your loved ones will not have the additional pain and burden of ... (Click for full details)

With the Term Life plan, you and your family can get affordable protection today! Traditional term life and whole life policies can be complicated, with rate increases every year after the term. We’re making it easier for you to plan your financial f... (Click for full details)

Our savings plans offer a unique combination of security and growth potential. Your principle is guaranteed, and the rates of return offered are much higher than CDs or annuities. As an added benefit, the return is delivered in U.S. dollars, providin... (Click for full details)

The Life Insurance Savings Plan is a unique life insurance product which
provides the Insured with a targeted amount of savings in a certain term
or number of years. This product provides life protection if the Insured dies
prematurely during the ter... (Click for full details)

The Caribbean American Plan is insured 100% by Certain Underwriters at Lloyd’s, an insurance entity with more than
330 years of experience. The issuance is up to 74 years of age and there is no increase in premium due to increase in age. You have access to the best doctors and hospitals in the world... (Click for full details)

The Emerald Plan is insured 100% by Certain Underwriters at Lloyd’s, an insurance entity with more than 330 years of experience. The issuance is up to 74 years of age and there is no increase in premium due to increase in age. You have access to the best doctors and hospitals in the world and concie... (Click for full details)

The New World Plan is insured 100% by Lloyd’s, an insurance entity with more than 330 years of experience. This policy is issued instantly and features no medical underwriting. The policy provides $1 million in coverage per year, 100% coverage for ambulatory surgery, coverage for Congenital Illness... (Click for full details)

The Silver Plan is insured 100% by Certain Underwriters at Lloyd’s, an insurance entity with more than 330 years of experience. The policy features guaranteed renewal and issuance up to 85 years of age. It offers Worldwide Coverage, $2 million coverage for life, $100,000 annual coverage per Insured,... (Click for full details)

The Worldwide Medical Trust Plan is insured 100% by Certain Underwriters at Lloyd’s, an insurance entity with more than 330 years of experience. The issuance is up to age 74 years and the policy provides worldwide access to quality hospitals. Concierge Services are available at no additional cost an... (Click for full details)

Guardian Investor Plus is a guaranteed issue, equity-linked universal life insurance plan available to individuals up to age 75. By offering flexibility in meeting an individual's financial goals while also providing life insurance coverage, the plan

The Guardian Instant Coverage plan is a non-medical whole life policy which takes care of last expenses. Its purpose is to provide a fund for final expenses. The policy may be issued to males and females between the ages of 18 and 76 years. It provides a minimum coverage of $100,000 and a maximum co...

The Guardian Life Full Century is a whole life plan which provides an easy and convenient way of accumulating a fund for expenses at death. Its purpose is to provide a fund for estate planning needs, family protection and business insurance. The minimum coverage is $250,000 and the maximum coverage ...

The Guardian Life Evolution is an equity linked, universal life plan with level cost of insurance charges. The plan provides coverage for protection, critical illnesses and offers the opportunity to invest in five funds through which one can accumulate funds for that special purpose. Its purpose is ...

The Guardian Lifesaver is a non-medical equity linked, universal life plan with level cost of insurance charges. The plan provides coverage for protection and critical illnesses, and offers the opportunity to invest in five funds through which one can accumulate funds for that special purpose. Its p...

The Guardian Life Care Plus is a non-medical plan which pays a lump sum benefit on the first diagnosis of Cancer, Stroke, Major Burns, Heart Attack, Blindness, Coma, Paralysis, Multiple Sclerosis, Deafness or Loss of Speech. The minimum coverage is $1,000,000 and the maximum coverage is $15,000,000. Th...

The Ultimate Provider is a critical illness product that also offers the opportunity for investment. Thankfully, medical advances continue to provide improved treatment, increasing our survival rate and our ability to cope. The Ultimate Provider is d

The Guardian Life Assure Plan provides life insurance coverage along with facilitating investment in one or more of five funds. Investment under this plan is mandatory. A feature of the Guardian Assure will be the accumulation of fund value between two accounts, namely the Coverage Account and the I...

Guardian Investor is a 15-year, non-medical, endowment assurance contract under which the maturity proceeds are determined by the performance of the Blue Chip Fund. The operation of the fund is outlined in section 10 of this booklet. The minimum cove