The Emerald Plan is Morgan White's Elite medical coverage plan. It is insured 100% by Certain Underwriters at Lloyd’s, an insurance entity with more than 330 years of experience. The issuance is up to 74 years of age and there is no increase in premium due to an increase in age. You have access to the best doctors and hospitals in the world and concierge Services at no additional cost. There is also no additional cost for children under the age of 11. The deductible selection ranges from $250 to $50,000 (One deductible per person, maximum two per family). The deductible is reduced up to $1,000 in Super Special Hospitals. There is no termination age once the insured person is covered and coverage is available for applicants with pre-existing medical conditions.