What is the Million Dollar Round Table? [And why It Matters to Your Financial Future]
- Lawe Insurance Brokers
- Nov 25, 2025
- 3 min read
Updated: Dec 12, 2025
The Global Standard of Excellence
When you’re choosing a financial professional, you want more than a friendly advisor, you want someone backed by proven expertise, unwavering ethics, and a track record of exceptional service.
MDRT isn't just an award; it's a global benchmark. If you’ve ever wondered what this prestigious designation means — and why it should influence your choice of advisor — here’s what you need to know.
What is the Million Dollar Round Table?
Founded in 1927, the Million Dollar Round Table (MDRT) is the Premier Association of Financial Professionals®, representing leading advisors from more than 80 countries and territories.
MDRT membership is not solely based on sales volume; it affirms a commitment to five core values:
Exceptional Client Service: Always putting your needs first.
Ethical Conduct: Acting with integrity, transparency, and honesty.
Professional Knowledge: Pursuing continuous training and advanced expertise.
High Production Standards: Meeting rigorous annual performance qualifications.
The “Whole Person” Concept: Encouraging balanced, community-minded professionals who bring their best selves to their clients.
Why Choose an MDRT Advisor? (The Client Advantage)
For you, working with an MDRT-qualified advisor offers several key benefits:
Unrivalled Expertise: MDRT members are among the world's most successful financial security professionals. They have demonstrated superior technical knowledge and ability in areas like life insurance, disability insurance, long-term care, and estate preservation.
Highest Ethical Standards: To maintain membership, advisors must adhere to a strict Code of Ethics. This provides you with confidence that your advisor is focused on building a lasting, trusting relationship rather than just making a sale.
Best Practices Guarantee: MDRT members share best business practices globally, meaning your MDRT qualified advisor is continuously exposed to world-class strategies to help you protect and grow your wealth.
The Elite Tiers: Court of the Table (COT) and Top of the Table (TOT)
MDRT also recognises members who achieve production levels far exceeding the base requirement with two exclusive levels:
Court of the Table (COT): Requires production levels approximately three times the basic MDRT requirement.
Top of the Table (TOT): The most elite level, requiring production levels approximately six times the basic MDRT requirement. Advisors achieving TOT are truly the top performers globally.
Balanced Experience: Meet Some of Our Advisors
Evadney Ramdial | Janet Lawe | Jermaine Jarrett |
With nearly three decades of experience across insurance, banking, mortgages, and client service, Evadney is a seasoned advisor and Life Member of MDRT, with multiple Court of the Table qualifications. Since joining Lawe in 2010, she has earned recognition as a consistent top performer. Her strengths span retirement and estate planning, employee benefits, and both local and international health coverage, offering clients well-rounded long-term financial guidance. | A long-standing industry professional, Janet brings extensive expertise in retirement and estate planning, local and international health, employee benefits, and dental/vision solutions. Her dedication to best practices is reflected in her achievements, including consecutive Top of the Table qualifications and regional recognition for performance. Janet’s leadership continues to help shape Lawe’s client-focused approach across its advisory team. | As one of Lawe’s newer advisors, Jermaine brings fresh perspective supported by over two years of industry experience. He is committed to transparency and helping clients meet their financial goals through coverage in life, critical illness, savings and annuities, and both local and international health. Jermaine adds adaptability and a client-first outlook to Lawe’s diverse advisory team. |
Lawe Insurance Brokers: Our Commitment, Our Leaders
When you choose Lawe Insurance Brokers, you’re partnering with a firm, not just a name. Our diverse team blends global-standard expertise (with MDRT-qualified advisors) and emerging talent committed to long-term client relationships. Here, our mission is "One Call for All Insurance," providing knowledgeable advisors and customizable services to help you achieve all your financial goals.
This means you can trust that regardless of who handles your case — whether a long-serving MDRT Life Member, a “Top of the Table” advisor, or a rising professional — there is a shared commitment to: integrity, personalized service, tailored advice, and putting your financial security first.
If you’re looking for wise counsel, ethical practices, and a team that adapts with your life’s changes — Lawe is built to support you every step of the way.
Ready to connect with an advisor who meets the highest global standards?