The Sagicor Personal Protectors are a suite of 4 Plans which offer a varying amount of up to 7 personal Accident benefits from 8 available. These include:

• Accidental loss of life

• Accidental loss of eyes and limbs

• Accidental permanent total disability

• AccidentMedical Reimbursement

• Accident and sickness weekly indemnity income

• Accident and sickness in hospital income

• Accident and sickness income in-hospital surgical expenses

• Ambulance Reimbursement

The 4 Plans available are:

• The Total Protector, issued from ages 18 to 50 and covers 7 of the 8 areas.

• The Accident Protector, issued from ages 18 to 50 and covers 4 of the 8 areas.

• The Family Protector, issued from ages 20 to 50 and covers the insured plus spouse and each dependent child for  6 of the 8 areas.

• The Single Parent Protector, issued from ages 20 to 50 and covers insured parents and each dependent child for 6 of the 8 areas.  All 4 plans are renewable up to age 55 and each dependent child must be age 1 - 18 unless a full-time student in which case coverage goes to age 21. The Plans are sold in whole units with each unit valued at $100,000. The maximum number of units available per adult life is 30 and varies with the insured's occupation.