Critical Illness provides  a living benefit that will pay a lump sum up to a maximum of $8 million dollars in the event of being diagnosed with any of the following illnesses:

• Heart Attack

• Stroke

• Cancer

• Paralysis

• Major Burns

Features and Benefits:

The sum insured is paid directly on the first diagnosis of one (1) of the critical illnesses stated above provided that the diagnosis does not occur during the first 180 days after the issue date. Note that if death occurs after the policyholder is diagnosed but before the benefit is paid, the sum insured will be made payable to the named beneficiary.

Premium Payments

Premiums may be payable monthly and charged based on age bands.  Sagicor will review the rates periodically and has the right to make adjustments at any time with new rates taking effect at the policy anniversary, once due notice of the change is given in writing by Sagicor.

Termination

The plan terminates:

• Upon death

• Upon full payment of a claim