An equity-linked plan available to anyone between the ages of 20 and 60. It provides a benefit upon the earlier death or FIRST diagnosis of any of 30 critical illness conditions. The benefit is paid as a lump sum directly to the policyholder or beneficiary. There are 4 versions of the Lifeline plan with different premium rates applicable to each option. All 4 options carry critical illness coverage as the main benefit. You may choose at the outset to have the basic coverage increase automatically at each policy anniversary by a rate chosen by you. This increase ceases at age 60.