With the Term Life plan, you and your family can get affordable protection today! Traditional term life and whole life policies can be complicated, with rate increases every year after the term. We’re making it easier for you to plan your financial f... (Click for full details)
About this product
With the Term Life plan, you and your family can get affordable protection today! Traditional term life and whole life policies can be complicated, with rate increases every year after the term. We’re making it easier for you to plan your financial future by avoiding surprises.
Term life insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that term. AmFirst Insurance Company offers a variety of affordable term life insurance products to fit your needs, time frame, and budget.
• Help provide for a family’s loss of income
• Cover short-term debts and needs
• Provide additional insurance protection during the child-rearing years
• Provide long term protection to help pay off a mortgage or pay for college
We are now offering several options to choose from:
• 10-year term (to age 85)
• 25-year term (to age 90)
• Term to age 80
• Optional Cash Value Benefit Enhance your life insurance policy by adding the cash value benefit. This affords a return of a percentage of premiums paid once the policy has been in effect for a minimum of ten consecutive years. For example, after the 10th anniversary of the policy, if you surrender your policy at this time, you will receive 40% of the premiums paid.
Optional Cash Value
The death benefit and premium will remain level for the specified term of the policy (Death Benefit equal to Premium)
When the term ends, instead of an increase in premium, the premium remains the same and the policy remains active with a decreasing death benefit amount. (Same Premium, Decreasing Death Benefit)